A Card That is Ideal for You!
Get credit cards best matched to your credit profile
Get credit cards best matched to your credit profile
Dining & Travel
1x–4x Points
$325 *
20.24%–29.24% *
• Dining credits and Uber Cash included monthly.
• Access to Amex Offers and exclusive experiences.
• Premium customer support and fraud protection included.
• No preset spending limit for flexibility.
• Excellent card for food and travel spending.
60,000 Membership Rewards points
• Earn 4x points on dining worldwide purchases.
• Receive 4x points at U.S. supermarkets.
• Earn 3x points on flights booked directly.
• Membership Rewards points transferable to travel partners.
• Dining and Uber-related bonus rewards available.
Travel
1x–5x Points
$695 *
20.24%–29.24% *
• Access to Centurion and Priority Pass lounges.
• Hotel elite status benefits included automatically.
• Concierge services available 24/7 globally.
• Multiple annual credits for travel and shopping.
• Premium luxury travel protections and insurance benefits.
80,000–150,000 bonus points
• Earn 5x points on flights and prepaid hotels.
• Membership Rewards transferable to travel partners globally.
• High-value introductory bonus points available.
• Travel-focused rewards optimized for luxury travelers.
• Excellent redemption value for airline bookings.
Cashback
1%–6% Cashback
$95 *
19.49%–28.49% *
• Excellent grocery and family spending benefits.
• Purchase protection and extended warranty included.
• Amex Offers provide additional shopping discounts.
• Mobile wallet and contactless payment support.
• Ideal for streaming and supermarket purchases.
Up to $300 cashback
• Earn 6% cashback at U.S. supermarkets annually.
• Receive 6% cashback on select streaming subscriptions.
• Earn 3% cashback on transit and gas stations.
• Cashback provided as Reward Dollars balance.
• Introductory cashback bonus for new customers available.
Travel
2x–5x Miles
$95 *
19.49%–29.49% *
• No foreign transaction fees worldwide.
• TSA PreCheck or Global Entry credit included.
• Travel accident insurance and assistance services available.
• Contactless payments with digital wallet support.
• Easy-to-use flat-rate travel rewards structure.
75,000 bonus miles
• Unlimited 2x miles on every purchase made.
• Earn 5x miles on hotels and rental cars.
• Miles redeemable for travel statement credits or bookings.
• Flexible travel transfer partner options available.
• Attractive welcome miles bonus for new users.
Travel
2x–10x Miles
$395 *
19.99%–29.49% *
• Complimentary Priority Pass lounge access included.
• $300 annual travel credit available yearly.
• Premium travel insurance and protection benefits.
• No foreign transaction fees for travelers.
• Luxury metal card with premium concierge services.
75,000+ bonus miles
• Earn 10x miles on hotels and rental cars.
• Get 5x miles on flights booked through portal.
• Unlimited 2x miles on all purchases.
• Annual travel credits help offset annual fee.
• Miles transferable to multiple airline partners globally.
Cashback
1.5%–5% Cashback
Nil *
18.24%–27.74% *
• No annual fee for cardholders.
• Includes purchase protection and extended warranty.
• Travel and rental car insurance benefits available.
• Contactless payment support with mobile wallet compatibility.
• Fraud monitoring and zero liability protection included.
$200 cashback bonus
• Earn 5% cashback on Chase Travel purchases.
• Get 3% cashback on dining and drugstores.
• Unlimited 1.5% cashback on all other purchases.
• Cashback redeemable as statement credit, travel, gift cards, or PayPal purchases.
• Introductory bonus available after meeting spending requirement within first few months.
Travel
1x–5x Points
$95 *
20.24%–28.99% *
• Includes primary rental car collision insurance.
• Trip cancellation and baggage protection included.
• No foreign transaction fees on international purchases.
• Access to premium travel redemption options.
• Strong travel and dining-focused benefits package.
60,000+ bonus points
• Earn 5x points on travel through Chase portal.
• Receive 3x points on dining and select streaming services.
• Earn 2x points on general travel purchases.
• Points transferable to airline and hotel partners.
• Large welcome bonus available for new cardholders.
Cashback
Up to 2% Cashback
Nil *
17.49%–27.49% *
• No annual fee for cardholders.
• Balance transfer option with introductory APR available.
• Contactless payments and mobile wallet support.
• Fraud protection and account alerts included.
• Simple and consistent cashback earning structure.
$200 cashback bonus
• Earn 1% cashback when making purchases.
• Additional 1% cashback when paying card bill.
• Unlimited flat-rate cashback on all spending.
• Cashback redeemable as statement credit or checks.
• No category tracking or activation required.
Cashback
1%–5% Cashback
Nil *
17.49%–26.49% *
• No annual fee or foreign transaction fees.
• Free FICO credit score monitoring included.
• Freeze or unfreeze card instantly via app.
• Fraud alerts and zero liability protection available.
• Beginner-friendly rewards and approval process.
Cashback Match first year
• Earn 5% cashback in rotating quarterly categories.
• Receive 1% cashback on all other purchases.
• Cashback Match doubles rewards after first year.
• Rewards never expire while account remains active.
• Simple cashback redemption with no minimum required.
Cashback
Unlimited 2% Cashback
Nil *
18.49%–28.49% *
• No annual fee for long-term savings.
• Cell phone protection included with bill payments.
• Visa Signature travel and shopping protections available.
• Contactless payment and digital wallet compatibility.
• Easy flat-rate rewards with minimal management required.
$200 cashback bonus
• Unlimited 2% cashback on every purchase made.
• No rotating categories or spending limits involved.
• Cashback redeemable for travel, deposits, or credits.
• Welcome cashback bonus for eligible new users.
• Straightforward rewards program for everyday spending.
Must-know Facts for Credit Card Owners
Track the expenses you make using your credit card and save yourself from any potential debt trap.
Keep a close eye on your credit card statements and get a clear view of your credit card expenses and all the petty charges you may have missed out.
Benefit from the bank offers and rewards as you have qualified for them. Use benefits in your favor till offers last.
Learn about the ideal credit limit, basis your monthly and annual expenses. The temptation for a much higher limit can make you debt trapped.
Maintain your credit health by not missing out on due dates. Doing so not only saves you from paying interest but also impacts your credit score for good.
Here are a few of customers’ common concerns regarding credit cards.
Credit cards are a vital financial tool that enables its holders to initiate purchases and pay back the amount later. Every credit card comes with a bank-approved credit limit, and the holder should pay the bill due on the due date.
This refers to the maximum amount one can spend on their card. With a higher limit on your credit card, you can spend more and build a higher credit score.
Your credit card gives you a line of credit that you can use to make balance transfers, cash advances, and all purchase types. While using a credit card, remember to pay your bills every month by the due date to avoid interest and maintain a good credit score.
Check your eligibility if you have a credit history already. Opt for a card that fulfills your needs and apply for the same on Fintrizo. If you don’t possess a credit history, choose a secure credit card, generally offered by banks against fixed deposits.
Yes, you can apply for a credit card online. You can conveniently compare credit card options, choose the best one for you, and apply for it on Fintrizo. Alternatively, you may choose to apply through the bank’s website.