Cashback
1%–6% Cashback
$95 *
19.49%–28.49% *
• Excellent grocery and family spending benefits.
• Purchase protection and extended warranty included.
• Amex Offers provide additional shopping discounts.
• Mobile wallet and contactless payment support.
• Ideal for streaming and supermarket purchases.
Up to $300 cashback
• Earn 6% cashback at U.S. supermarkets annually.
• Receive 6% cashback on select streaming subscriptions.
• Earn 3% cashback on transit and gas stations.
• Cashback provided as Reward Dollars balance.
• Introductory cashback bonus for new customers available.
The Blue Cash Preferred Card from American Express is a premium cashback card designed primarily for families and households with high grocery, streaming, and transit spending. It is widely recognized for offering some of the strongest supermarket cashback rewards available among U.S. credit cards.
Cardholders earn elevated cashback on purchases at U.S. supermarkets, select streaming subscriptions, transit services, and gas stations. These reward categories make the card especially valuable for families with large monthly household expenses. Cashback is typically redeemed as statement credits.
The card also includes American Express purchase protections, extended warranty benefits, return protection, and fraud monitoring services. Amex Offers provide additional savings opportunities on travel, shopping, and dining purchases throughout the year.
While the card charges an annual fee, many users recover substantial value through grocery rewards alone. The card’s streaming and transit rewards also make it attractive for commuters and entertainment-focused households.
The Blue Cash Preferred card is best suited for users with consistent grocery and family-related spending who want high cashback returns rather than travel rewards points.
Overall, it is one of the best household-focused cashback cards available and delivers exceptional value for supermarket and everyday family spending.