Travel
1x–5x Points
$95 *
20.24%–28.99% *
• Includes primary rental car collision insurance.
• Trip cancellation and baggage protection included.
• No foreign transaction fees on international purchases.
• Access to premium travel redemption options.
• Strong travel and dining-focused benefits package.
60,000+ bonus points
• Earn 5x points on travel through Chase portal.
• Receive 3x points on dining and select streaming services.
• Earn 2x points on general travel purchases.
• Points transferable to airline and hotel partners.
• Large welcome bonus available for new cardholders.
The Chase Sapphire Preferred card is widely considered one of the best travel rewards credit cards for frequent travelers and dining enthusiasts. It is designed for users who want to maximize travel rewards, transfer points to airline and hotel partners, and enjoy premium travel protections at a moderate annual fee. The card earns strong rewards on travel booked through Chase Travel, dining purchases, online grocery purchases, and select streaming services.
One of the major strengths of the Sapphire Preferred card is the Chase Ultimate Rewards program. Cardholders can redeem points for flights, hotels, gift cards, cashback, or transfer them to travel loyalty partners such as United Airlines, Southwest, Marriott Bonvoy, and Hyatt. This flexibility significantly increases the value of earned points for travelers.
The card also includes excellent travel protections such as trip cancellation insurance, baggage delay coverage, rental car collision damage waiver, and travel accident insurance. These features make it valuable for international travelers and frequent flyers. Additionally, the card often provides a generous welcome bonus that can be redeemed for significant travel value after meeting spending requirements.
Overall, the Chase Sapphire Preferred is best for users who travel regularly, dine frequently, and want a balance between premium travel benefits and affordable annual fees.