SoFi Savings

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Account Opening Charge

$0 *

Minimum Balance

$0 *

Interest Rate

4.00% *

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Pros

Modern fintech ecosystem
High APY potential
No account fees
Budgeting tools
Early direct deposit

Cons

Highest APY requires direct deposit
Limited branch banking

Features of Saving Account

High APY, direct deposit perks, budgeting tools

Fintech savings platform with high APY, budgeting tools, early paycheck access, and investing integration.

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