Capital One 360 Performance Savings

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Account Opening Charge

$0 *

Minimum Balance

$0 *

Interest Rate

3.60% *

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Pros

Branch and café access
Strong mobile app
Easy transfers
No maintenance fees
Good for beginners

Cons

APY lower than top online banks
Limited premium features

Features of Saving Account

Mobile app, automatic savings tools, no fees

Hybrid online and branch savings account with competitive APY, no monthly fees, and checking integration.

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