Ally Bank High Yield Savings

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Account Opening Charge

$0 *

Minimum Balance

$0 *

Interest Rate

3.60% *

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Pros

No monthly fees
No minimum opening deposit
Excellent mobile app
Strong automation tools
Fast ACH transfers
Good customer support
Competitive APY

Cons

No physical branches
Limited cash deposit options
No debit card for savings
Wire transfer fees may apply
APY may not always be highest

Features of Saving Account

24/7 online banking, no monthly fees, savings buckets

Online-only high-yield savings account with automated savings tools, no monthly fees, FDIC insured, savings buckets, mobile check deposit, daily compounded interest.

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