Travelers is a major U.S. insurance company offering auto, home and other personal insurance products. Its auto insurance is designed to provide drivers with customizable protection against accidents, vehicle damage, liability claims and other covered losses.
Travelers offers core coverage including liability, collision, comprehensive and uninsured/underinsured motorist protection. Depending on the state and policy, drivers can also select personal injury protection, medical payments, rental reimbursement, roadside assistance, loan/lease gap coverage and other optional protections.
One of Travelers' notable features is its IntelliDrive® telematics program. The program evaluates driving behavior and can reward safer driving with potential savings. However, Travelers notes that riskier driving behavior may result in a higher premium, and availability varies by location.
Travelers also offers a variety of discounts. Eligible customers may qualify for savings through safe driving, multi-policy bundling, multiple vehicles, continuous insurance, home ownership, hybrid or electric vehicles, new cars and good-student status. Discounts vary by state.
For drivers concerned about an occasional accident, Travelers offers Accident Forgiveness through eligible Responsible Driver plans. Depending on the plan, customers may also receive minor-violation forgiveness, a decreasing deductible and a total-loss deductible waiver. Availability varies by state.
Travelers also offers Premier New Car Replacement® for eligible policies. If a qualifying new vehicle is totaled within the applicable period, the coverage can help replace it with a new vehicle of the same make and model, subject to policy terms.
Travelers may be particularly suitable for drivers looking for competitive pricing, customizable coverage, multiple discounts and additional protection options. Current 2026 insurance comparisons place Travelers among the most affordable major national insurers, with an average full-coverage rate of approximately $164 per month in Insurance.com's analysis.
Before purchasing, customers should compare the final premium, liability limits, deductibles, optional coverage, exclusions and available discounts with other insurers.
